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Disposing Of Interest Funds In A Bank Account With Cash On Hand

Question

If a person has for example R60000 in a bank account due to which he earns interest of R8000 over a period of 2 years, can he take the same amount of money (R8000) which he has in cash and give it with the intention of it being the interest money he has in the bank or does he have to take the money out of the bank?

Answer

He will have to remove the R8000.00 from the bank and dispose this amount in charity to a poor person (recipient of Zakaat) without any intention of reward. He should not suffice on removing the funds from his personal funds and disposing of it in lieu of the interest accrued and left behind in his bank account.

Checked and Approved By:

Mufti Muhammed Saeed Motara Saheb D.B.

References

ويردونه على أربابه إن عرفوهم، وإلا يتصدقوا به؛ لأن سبيل الكسب الخبيث التصدق إذا تعذر الرد. (البحر الرائق 8/229 دار الكتاب الإسلامي)

عن أبي هريرة، قال: قال رسول الله صلى الله عليه وسلم: ” أيها الناس، إن الله طيب لا يقبل إلا طيبا، الخ (صحيح مسلم رقم: 1015)

مسلمانوں میں ہی بے شمار اور غرباء ہیں، لہذا غریب محتاج  مسلمانوں کو یہ رقم بلا نیت ثواب دے دی جائے یہی بہتر ہے۔ (فتاوی   رحیمیہ 9/279)

کسی ضرورت شدیدہ کے پیش نظر بینک میں رکھی ہوئی رقم پر جو سود ملتا ہے، اس کو اس کے وبال کو دور کر نے کی نیت سے (بلا نیت ثواب) غرباء ومساکین کو بطور تملیک دے دیا جائے، گڑ یو جنا میں یہ رقم نہ دی جائے۔ (محمود الفتاوی 3/ 63-64)

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